Study tracks student use of credit cards - CNN.com

A new study released by the American Council on Education gives some new insight on how students used credit cards.  The study analyzed data from 2003-2004.

More than 40% of cardholders carry a balance.  The study found that students frequently used their credit card to pay tuition.  Students that used a credit card to pay tuition were more likely to carry a balance from month to month than those that don’t.

What is surprising is how many college freshman (37%) are already carrying a balance.  The study found that 48% of seniors are carrying a balance.